Car Insurance Quotes for an Infiniti G37 in Cincinnati

Insurance rates Infiniti G37 in CincinnatiIt’s well known that car insurance companies don’t want you shop around. Insureds who compare other prices are highly likely to switch to a new company because there is a good probability of finding lower rate quotes. A survey found that people who did price comparisons regularly saved $72 a month compared to other drivers who never shopped around for cheaper prices.

If finding the cheapest price for auto insurance in Cincinnati is your target objective, then having a good understanding the best way to quote and compare cheaper coverage can help you succeed in saving money.

Really, the only way to find cheaper Infiniti G37 insurance in Cincinnati is to compare prices regularly from different companies in Ohio. This can be done by following these steps.

Step 1: Learn about what coverages are included in your policy and the things you can control to drop your rates. Many factors that result in higher rates such as traffic violations and your credit history can be remedied by making minor changes to your lifestyle.

Step 2: Compare rates from direct, independent, and exclusive agents. Exclusive and direct companies can only give prices from a single company like Progressive or State Farm, while agents who are independent can provide price quotes from multiple companies. View companies

Step 3: Compare the quotes to your existing rates to see if cheaper G37 coverage is available. If you find a better price and make a switch, verify that coverage does not lapse between policies.

One thing to point out is that you use identical coverages on every quote request and and to get prices from as many carriers as you can. Doing this helps ensure a level playing field and the best rate selection.

The companies shown below have been selected to offer price quotes in Cincinnati, OH. If you want to find the cheapest car insurance in Cincinnati, we suggest you visit several of them in order to find the most competitive rates.

Companies offer many types of discounts on Infiniti G37 insurance in Cincinnati

Insurance can be prohibitively expensive, but there could be significant discounts that you may not know about. Certain reductions will be credited when you purchase, but a few must be requested specifically prior to getting the savings.Car insurance discounts

While discounts sound great, it’s important to understand that most discounts do not apply to the overall cost of the policy. Some only apply to individual premiums such as liability and collision coverage. So even though it sounds like you would end up receiving a 100% discount, insurance companies wouldn’t stay in business.

The information below visualizes the comparison of Infiniti G37 yearly insurance costs with and without discounts applied to the rates. The information is based on a female driver, no driving violations, no at-fault accidents, Ohio state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, marriage, multi-car, multi-policy, claim-free, and homeowner discounts applied.

Insurance companies that have most of these discounts possibly include:

If you need low cost Cincinnati car insurance quotes, ask each insurance company which discounts they offer. Depending on the company, some discounts might not be offered on policies in every state.

Facts and figures for Infiniti G37 insurance

The price information shown below showcases different rate quotes for Infiniti G37 models. Learning as much as possible about how car insurance premiums are formulated can be useful when making decisions when choosing a new policy provider.


Infiniti G37 Insurance Rates in Cincinnati, OH
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
G37 4-Dr Sedan $204 $324 $298 $18 $88 $932 $78
G37 Journey 4-Dr Sedan $204 $324 $298 $18 $88 $932 $78
G37 X AWD 4-Dr Sedan $204 $324 $298 $18 $88 $932 $78
G37 AWD 4-Dr Sedan $204 $324 $298 $18 $88 $932 $78
G37 Sport 4-Dr Sedan $204 $324 $298 $18 $88 $932 $78
G37 X AWD 2-Dr Coupe $204 $366 $252 $14 $76 $912 $76
G37 2-Dr Coupe $204 $366 $252 $14 $76 $912 $76
G37 Journey 2-Dr Coupe $204 $366 $252 $14 $76 $912 $76
G37 AWD 2-Dr Coupe $204 $366 $252 $14 $76 $912 $76
G37 Sport 2-Dr Coupe $204 $366 $252 $14 $76 $912 $76
G37 2-Dr Convertible $226 $324 $298 $18 $88 $954 $80
G37 Sport 2-Dr Convertible $226 $366 $298 $18 $88 $996 $83
G37 Anniversary Edition 2-Dr Convertible $246 $366 $298 $18 $88 $1,016 $85
Get Your Own Custom Quote Go

Premium data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Ohio minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Premium costs do not factor in specific location information which can change rates greatly.

Physical damage deductible comparison

One common question asked by Cincinnati drivers is which deductible level should you buy. The following insurance rates may help to illustrate the rate fluctuation when you select higher and lower deductibles. The first data set uses a $250 deductible for comprehensive and collision coverage and the second data table uses a $1,000 deductible.


Infiniti G37 insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
G37 4-Dr Sedan $220 $400 $226 $14 $68 $953 $79
G37 Journey 4-Dr Sedan $220 $400 $226 $14 $68 $953 $79
G37 X AWD 4-Dr Sedan $220 $400 $226 $14 $68 $953 $79
G37 AWD 4-Dr Sedan $220 $400 $226 $14 $68 $953 $79
G37 Sport 4-Dr Sedan $220 $400 $226 $14 $68 $953 $79
G37 X AWD 2-Dr Coupe $220 $454 $192 $12 $58 $961 $80
G37 2-Dr Coupe $220 $454 $192 $12 $58 $961 $80
G37 Journey 2-Dr Coupe $220 $454 $192 $12 $58 $961 $80
G37 AWD 2-Dr Coupe $220 $454 $192 $12 $58 $961 $80
G37 Sport 2-Dr Coupe $220 $454 $192 $12 $58 $961 $80
G37 2-Dr Convertible $244 $400 $226 $14 $68 $977 $81
G37 Sport 2-Dr Convertible $244 $454 $226 $14 $68 $1,031 $86
G37 Anniversary Edition 2-Dr Convertible $266 $454 $226 $14 $68 $1,053 $88
Get Your Own Custom Quote Go

Infiniti G37 insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
G37 4-Dr Sedan $136 $252 $226 $14 $68 $696 $58
G37 Journey 4-Dr Sedan $136 $252 $226 $14 $68 $696 $58
G37 X AWD 4-Dr Sedan $136 $252 $226 $14 $68 $696 $58
G37 AWD 4-Dr Sedan $136 $252 $226 $14 $68 $696 $58
G37 Sport 4-Dr Sedan $136 $252 $226 $14 $68 $696 $58
G37 X AWD 2-Dr Coupe $136 $286 $192 $12 $58 $684 $57
G37 2-Dr Coupe $136 $286 $192 $12 $58 $684 $57
G37 Journey 2-Dr Coupe $136 $286 $192 $12 $58 $684 $57
G37 AWD 2-Dr Coupe $136 $286 $192 $12 $58 $684 $57
G37 Sport 2-Dr Coupe $136 $286 $192 $12 $58 $684 $57
G37 2-Dr Convertible $150 $252 $226 $14 $68 $710 $59
G37 Sport 2-Dr Convertible $150 $286 $226 $14 $68 $744 $62
G37 Anniversary Edition 2-Dr Convertible $164 $286 $226 $14 $68 $758 $63
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Ohio minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Information does not factor in specific garaging location which can affect price quotes noticeably.

Based on the above data, using a $250 deductible could cost the average driver approximately $23 more each month or $276 every year than quoting the higher $1,000 deductible. Due to the fact that you would have to pay $750 more out of your own pocket with a $1,000 deductible as compared to a $250 deductible, if you tend to go more than 33 months between claims, you would save more money if you opt for a higher deductible.

Infiniti G37 insurance costs by age and gender

The diagram below shows the difference between Infiniti G37 insurance costs for male and female drivers. The data is based on a clean driving record, no at-fault accidents, comp and collision included, $250 deductibles, single status, and no policy discounts are applied.

Full coverage or liability only

The illustration below compares Infiniti G37 yearly insurance costs with full physical damage coverage and with liability coverage only. The rate quotes are based on no accidents, no driving violations, $250 deductibles, drivers are not married, and no policy discounts are applied.

Deciding between full coverage and liability only

There isn’t a written rule to stop buying comp and collision coverage, but there is a general guideline. If the annual cost of your full coverage insurance is more than around 10% of any settlement you would receive from your insurance company, then you might want to think about dropping full coverage.

For example, let’s say your Infiniti G37 replacement cost is $7,000 and you have $1,000 full coverage deductibles. If your vehicle is damaged in an accident, you would only receive $6,000 after you pay the deductible. If it’s costing in excess of $600 annually for comprehensive and collision coverage, then you might want to think about dropping full coverage.

There are some situations where buying only liability insurance is not financially feasible. If you still owe a portion of the original loan, you must maintain physical damage coverage in order to prevent your loan from defaulting. Also, if your finances do not allow you to purchase a different vehicle if your current one is totaled, you should not drop full coverage.

Should I talk to an agent?

Many drivers prefer to get advice from a local agent and doing so can bring peace of mind Most agents will help you protect your assets and help submit paperwork. An additional benefit of comparing rates online is that you can find the best rates and still have a local agent.

Insurance agents in CincinnatiTo make it easy to find an agent, after completing this simple form, your insurance data gets sent to agents in your area that provide free Cincinnati car insurance quotes and help you find cheaper coverage. There is no need to contact any agents as quotes are delivered to you directly. If for some reason you want to quote rates from a specific car insurance provider, you just need to search and find their rate quote page to submit a rate quote request.

Selecting an company should depend on more than just a cheap price. These are valid questions to ask:

If you’re trying to find a local agent, it’s important to understand the types of insurance agents and how they can write your policy. Car insurance policy providers are either independent agents or exclusive agents. Both types can do a good job, but it’s a good idea to understand how they differ because it can influence your selection of an agent.

Exclusive Car Insurance Agents

Agents that choose to be exclusive can only place business with one company and examples are State Farm, AAA, Farmers Insurance or Allstate. Exclusive agents cannot provide other company’s prices so if the price isn’t competitive there isn’t much they can do. Exclusive agents are highly trained on their products and sales techniques which can be an advantage.

Shown below are exclusive agents in Cincinnati who can help you get price quotes.


8952 Winton RdCincinnati, OH 45231(513) 681-6400View Map


3518 Glenmore AveCincinnati, OH 45211(513) 662-4300View Map


882 Ohio PikeCincinnati, OH 45245(513) 752-2144View Map

More insurance agents

Independent Agencies or Brokers

Agents in the independent channel can sell policies from many different companies and that allows them to write policies with a variety of different insurance companies and get you the best rates possible. If they quote lower rates, an independent agent can move your coverage and you won’t have to switch agencies.

If you are comparing rate quotes, it’s recommended you compare quotes from a couple of independent agencies so that you have a good selection of quotes to compare.

Below are independent agents in Cincinnati willing to provide price quote information.


4484 Mt Carmel Tobasco RdCincinnati, OH 45244(513) 528-4222View Map


6725 Miami Ave #102Cincinnati, OH 45243(513) 891-4400View Map


120 E 4th St # 1000Cincinnati, OH 45202(513) 621-2020View Map

More insurance agents

How much insurance do I need?

When it comes to choosing coverage for your personal vehicles, there really isn’t a one-size-fits-all type of policy. Everyone’s needs are different.Drive safe and save

Here are some questions about coverages that might point out if you will benefit from professional help.

If you’re not sure about those questions, you may need to chat with a licensed insurance agent. If you don’t have a local agent, take a second and complete this form. It’s fast, free and can provide invaluable advice.

Learn How to Lower Your Insurance Prices

The best way to find cheaper insurance is to take a look at the different types of things that help determine your insurance rates. If you know what influences your rates, this helps enable you to make changes that will entitle you to big savings. Many factors are taken into consideration when you quote your car insurance policy. A few of the factors are predictable like an MVR report, but others are less obvious like your vehicle usage or how safe your car is.

The following are most of the major factors that factor into your rates.

Insurance is not optional

Despite the high cost, insurance is required for several reasons.

First, almost all states have minimum mandated liability insurance limits which means you are required to carry a specific level of liability if you want to drive legally. In Ohio these limits are 25/50/25 which means you must have $25,000 of bodily injury coverage per person, $50,000 of bodily injury coverage per accident, and $25,000 of property damage coverage.

Second, if you have a lien on your Infiniti G37, most lenders will have a requirement that you have comprehensive coverage to guarantee loan repayment. If you do not keep the policy in force, the bank may buy a policy for your Infiniti for a lot more money and require you to fork over for the much more expensive policy.

Third, insurance protects not only your car but also your financial assets. Insurance will also pay for medical expenses for you, any passengers, and anyone injured in an accident. Liability coverage, the one required by state law, will also pay for a defense attorney if anyone sues you for causing an accident. If you receive damage to your vehicle caused by a storm or accident, collision and comprehensive (also known as other-than-collision) coverage will cover the damage repairs after a deductible is paid.

The benefits of buying enough insurance outweigh the cost, particularly when you have a large claim. Unknowingly, the average driver is currently overpaying as much as $700 annually so smart consumers compare quotes once a year at a minimum to make sure the price is not too high.

Cincinnati auto insurance companies

Insuring your vehicle with a highly-rated car insurance provider can be rather challenging considering how many companies there are in Ohio. The company ratings below can help you select which coverage providers you want to consider buying from.

Top Auto Insurance Companies in Ohio
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
Titan Insurance 89 91 83 86% A+ 89.3
Allstate 90 90 84 85% A+ 89.1
Progressive 83 85 99 87% A+ 88.7
Erie Insurance 92 90 82 88% A+ 88.5
The Hartford 87 89 84 87% A+ 88
Esurance 84 88 85 83% A+ 86
Farmers Insurance 79 88 84 87% A 84.7
The General 88 80 85 80% A- 84.5
Compare Rates Now Go

Data Source: Insure.com Best Car Insurance Companies

More effort can pay off

As you restructure your insurance plan, never buy poor coverage just to save money. In too many instances, someone dropped liability coverage limits and learned later that they should have had better coverage. The goal is to get the best coverage possible at the best price.

Lower-priced insurance in Cincinnati is available both online and from local agencies, so you need to quote Cincinnati car insurance with both so you have a total pricing picture. There are still a few companies who do not offer internet price quotes and many times these smaller providers only sell through independent insurance agencies.

Drivers change insurance companies for a number of reasons such as lack of trust in their agent, an unsatisfactory settlement offer, policy non-renewal or unfair underwriting practices. No matter why you want to switch, finding the right insurance provider is pretty easy and you might even save some money in the process.

Other resources